钱包创建
与获取稳定币
Wallet Setup
& Getting USDT
INTRODUCTION
本教程面向首次使用电脑进行数字资产交易的用户。你将学习如何创建 OKX 或 Phantom 钱包， 在交易所购买 USDT，并将资产提币到链上钱包。
完成本教程后，你的钱包中将准备好基础资产，以便后续连接 RWA 平台或进行其他链上操作。
操作范围说明： 本教程仅涉及基础钱包准备和资金转入流程，不包括任何投资判断。 如果你已在交易所持有 USDT，可直接跳转至 SECTION 2。
SECTION 1 · 创建钱包
1. 安装钱包插件
打开浏览器（推荐 Chrome / Edge），前往官方网站下载：
2. 创建并备份
打开插件点击 Create Wallet，设置密码并记录 助记词。请务必手写抄录并离线保存。
SECTION 2 · 准备资金
1. 从交易所提现（已有 USDT）
登录交易所（OKX / Binance），点击「提币」，选择 USDT 和 Solana (SPL) 网络。 在钱包插件中复制以 A 开头的钱包地址，粘贴到交易所的提币地址栏并确认。
OKX 提币界面
Binance 提币界面
2. C2C 购买（无 USDT）
在交易所点击「买币」或「C2C 交易」，选择 CNY 买入 USDT，按提示完成支付即可获得资产。
3. Phantom 钱包内购
在 Phantom 插件中点击「购买」，选择 USDT，根据第三方服务商提示完成法币支付，对方会代为购买并充入你的钱包地址。
SECTION 3 · 钱包互转
若你的 USDT 目前在其他链上钱包中，可使用该钱包的「发送」功能，将 USDT 转入当前浏览器钱包地址。 请确认原钱包中有少量 SOL 作为网络手续费（Gas）。
INTRODUCTION
This tutorial is designed for users who are using a computer to trade digital assets for the first time. You will learn how to create an OKX or Phantom wallet, purchase USDT on an exchange, and withdraw it to an on-chain wallet.
After completing this guide, you will have the basic assets ready in your wallet so that you can connect to RWA platforms or perform other on-chain operations.
Scope of this guide: This tutorial only covers basic wallet setup and transferring funds into your wallet. It does not provide any investment recommendations. If you already hold USDT on an exchange, you may go directly to SECTION 2.
SECTION 1 · CREATE A WALLET
1. Install the wallet extension
Open your browser (we recommend Chrome or Edge) and visit the official sites below:
2. Create and back up your wallet
Open the extension and click Create Wallet, then set a password and record your seed phrase. Be sure to write it down by hand and store it offline.
SECTION 2 · PREPARE YOUR FUNDS
1. Withdraw from an exchange (you already have USDT)
Log in to your exchange (e.g. OKX or Binance), click “Withdraw”, choose USDT and the Solana (SPL) network. Copy your wallet address (usually starting with “A”) from the wallet extension, paste it into the withdrawal address field on the exchange, and confirm.
OKX withdrawal interface
Binance withdrawal interface
2. Buy via C2C (you don’t have USDT yet)
On the exchange, click “Buy Crypto” or “C2C Trading”, choose to buy USDT with CNY, and follow the on-screen instructions to complete payment. The purchased USDT will be credited to your exchange account.
3. Buy directly inside Phantom Wallet
In the Phantom extension, click “Buy”, select USDT, and follow the instructions from the integrated third-party providers (such as MoonPay or Ramp) to complete the fiat payment. They will purchase USDT on your behalf and deposit it directly into your wallet address.
SECTION 3 · TRANSFERS BETWEEN WALLETS
If your USDT is currently stored in another on-chain wallet, use that wallet’s “Send” function to transfer USDT to your current browser wallet address. Make sure the source wallet has a small amount of SOL to cover network (gas) fees.